Ralph Moss Limited

Preview Of Future Articles!

RRSPS
Grow your RRSP into a secure retirement
This article makes the case for abroadly-diversified RRSP including investments in equities or equity funds. Increased life expectancy means that RRSPs will have to provide retirement income for more years than in previous generations.Canadians, who traditionally have been conservative investors, may need to re-examine their strategies to ensure that their retirement savings will have real staying power over the long term.

Equities:How much is enough?
Just how much of a growth component is necessary once retired? A recent York University study suggests retirement savings may need more equities than traditionally recommended.

INVESTING STRATEGIES
A world of opportunity in global markets
Canadian stock markets represent only 2% of the world's stock market capitalization. Many emerging markets are experiencing phenomenal rates of growth. Inside an RRSP or outside of it, investing in markets outside Canada can improve returns, but it also means accepting increased volatility. This short article offers a primer on global investing and how to do it at an investor's comfort level.

KEYS TO INVESTING
The 20% foreigncontent rule
Global investing can improve the long-term growth of an RRSP. However, there are rules set by Revenue Canada that govern foreign investing in a registered plan. This educational feature explains the rules.

Timeshares:Don't lock yourself into a bad experience
For many Canadians, timeshares offer a great way to holiday in Canada and abroad, and certain plans allow you to pick a different vacation spot each year. But some timeshare vacationers, survivors of bitter experience, are anything but happy campers. This short article offers some tips on how to tell the good from the bad.

SMART MONEY MOVES
Consider borrowing to contribute to your RRSP
Borrowing to make an RRSP contribution can get your retirement savings growing sooner. This short article offers some guidelines to determine when it makes sense

Don't choose yourcoverage accidentally-
The collision damage waiver provides an important piece of protection when you rent a car. This coverage is _ often available through a gold creditcard or a regular auto policy. Thishort article tells readers how to examine their policy carefully to ensure that they're covered.